I is for Indemnity

In this Instagram reel, I talk about indemnity.

Easily one of the *least* understood contract provisions, and the one your clients are *most likely* to push back on.

Basically, it’s a fancy word for “if I get sued because of your event and it wasn’t my fault, you’ll cover me.” It means one party agrees to cover the losses of the other—usually legal fees—if they get dragged into a mess that wasn’t their fault.

Example: A wedding planner gets sued over damaged DJ equipment. The planner didn’t cause it, but they’re named anyway. Thanks to an indemnity clause, the couple steps in to defend them or reimburse the legal costs.

Note: This doesn’t protect you from your own bad behavior. If you commit gross negligence (say, lighting the venue on fire), you’re on the hook.

If clients push back, remind them: hosting a wedding = real responsibility. Event insurance is their best friend and is always recommended.